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The following table is a summary of interest rates offered on fixed rate home loans by leading banks and housing finance companies in India. The interest rate does not include processing fee/ service charges. Click on the name of the company to view complete details of fixed-rate/ floating rate home loans offered by the company.
| Bank/ Institution | Interest rate (% p.a) | w.e.f |
|---|---|---|
| SBI | 8.5 | 01-01-2017 |
| ICICI Bank | 8.7 | 28-12-2016 |
| PNB Housing | 8.8 | 11-01-2017 |
| HDFC | 8.7 | 03-01-2017 |
| DHFL | 9.0 | - |
| Indiabulls | 9.75 | - |
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The Interest rates on home loans differ from bank to bank and may vary depending on the tenure of the deposit. The interest rates are fixed by the banks on its discretion and may change over time depending on RBI policy, inflation and other external factors affecting the economy.
Disclaimer:- The content of this website does not constitute financial advice and is solely meant for information purpose. The interest rates are updated regularly from the official websites linked above.